Natural hazards · Gallipolis

Gallipolis, OH natural hazards

Most of the natural-hazard damage FEMA expects in Gallipolis comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 13 claims here since 1979. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gallipolis?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gallipolis to be higher than in 55% of U.S. communities, mostly from inland flooding.

Inland flooding81%Heat waves10%Everything else9%

By hazard

What Gallipolis faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 3 times a year in the area

Heat waves

10% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gallipolis flood?

Every paid claim on a federal flood insurance policy in Gallipolis, from FEMA’s records.

13paid claims since 1979

$58Kpaid to owners

1homes flooded more than once

19792026

Biggest named events

Tropical Storm Ivan: 1 claim, $3K
Not a named storm: 1 claim, $3K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Gallipolis isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Gallia County.

Disasters that hit Gallipolis

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Gallipolis itself: aid to households, or repair grants to the Village of Gallipolis.

Brought FEMA money into GallipolisDeclared for Gallia County only

2018

Severe Storms, Landslides, and Mudslides

$29K to the Village of Gallipolis for repairs

2012

Severe Storms and Straight-Line Winds

$37K to the Village of Gallipolis for repairs

2011

Severe Storms and Flooding

$915K to the Village of Gallipolis for repairs

2004

Severe Storms and Flooding

15 households applied for aid $17K aid approved

2003

Severe Winter Storm and Record/Near Record Snow

137 households applied for aid $96K aid approved $24K to the Village of Gallipolis for repairs

Gallia County has had 13 natural disasters declared since 1953, most often severe storms and floods.

Around Gallipolis

Gallipolis and the towns around it

Very lowLowModerateHighVery high

Gallipolismostly inland floodingModerate

Kanaugamostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gallipolis covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Gallipolis’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Gallipolis. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Gallipolis total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.