Natural hazards · Fresno

Fresno, OH natural hazards

Most of the natural-hazard damage FEMA expects in Fresno comes from inland flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fresno?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fresno to be higher than in 41% of U.S. communities, mostly from inland flooding.

Inland flooding73%Tornadoes8%Everything else19%

By hazard

What Fresno faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 23 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fresno flood?

FEMA's records show no paid flood insurance claims in Fresno.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fresno isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Coshocton County.

Disasters that hit Fresno

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fresno itself: aid to households, or repair grants to Fresno.

Brought FEMA money into FresnoDeclared for Coshocton County only

2004

Severe Winter Storms, Flooding, and Mudslides

10 households applied for aid $12K aid approved

2002

Severe Storms and Tornadoes

21 households applied for aid $9K aid approved

Coshocton County has had 13 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fresno is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fresno’s own flood-insurance community; household aid to the registrant’s city; repair grants to Fresno. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.