Natural hazards · Fredericktown

Fredericktown, OH natural hazards

Most of the natural-hazard damage FEMA expects in Fredericktown comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2011. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Fredericktown?

27
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fredericktown to be higher than in 27% of U.S. communities, mostly from inland flooding.

Inland flooding62%Tornadoes11%Strong wind7%Cold waves6%Hail6%Everything else8%
By hazard

What Fredericktown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage
Below average · higher than 41% of U.S. places
Recorded about once a year in the area

Tornadoes

11% of expected damage
Above average · higher than 69% of U.S. places
Recorded about once every 40 years in the area

Strong wind

7% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about 2 times a year in the area

Cold waves

6% of expected damage
Above average · higher than 63% of U.S. places
Recorded about 4 times a year in the area

Hail

6% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Fredericktown flood?

Every paid claim on a federal flood insurance policy in Fredericktown, from FEMA’s records.

2paid claims since 2011
$9Kpaid to owners
1homes flooded more than once
20112026

Biggest named events

  • Late winter storms: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Fredericktown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Knox County.
Disasters that hit Fredericktown

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fredericktown itself: aid to households, or repair grants to the Village of Fredericktown.

Brought FEMA money into FredericktownDeclared for Knox County only
2012

Severe Storms and Straight-Line Winds

$12K to the Village of Fredericktown for repairs
2008

Severe Wind Storm Associated With Tropical Depression Ike

$38K to the Village of Fredericktown for repairs
2004

Severe Winter Storms, Flooding, and Mudslides

2 households applied for aid $102 aid approved
Knox County has had 8 natural disasters declared since 1953, most often severe storms and winter storms.
Around Fredericktown

Fredericktown and the towns around it

Morris: Moderate, mostly inland floodingWayne: Low, mostly inland floodingMiddlebury: Low, mostly inland floodingMount Vernon: Low, mostly inland floodingMonroe: Low, mostly inland floodingBerlin: Low, mostly inland floodingClinton: Low, mostly inland floodingPike: Low, mostly inland floodingChester: Low, mostly inland floodingLiberty: Low, mostly inland floodingFranklin: Low, mostly inland floodingPerry: Moderate, mostly inland floodingPerry: Low, mostly inland floodingFredericktown: Low, mostly inland flooding FredericktownMorrisWayneMiddlebury
Very lowLowModerateHighVery high
Morrismostly inland floodingModerate
Waynemostly inland floodingLow
Fredericktownmostly inland floodingLow
Middleburymostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fredericktown is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Fredericktown’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Fredericktown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01