Natural hazards · Fredericksburg

Fredericksburg, OH natural hazards

Most of the natural-hazard damage FEMA expects in Fredericksburg comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fredericksburg?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fredericksburg to be higher than in 19% of U.S. communities, mostly from inland flooding.

Inland flooding63%Tornadoes12%Hail7%Strong wind5%Everything else14%

By hazard

What Fredericksburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once a year in the area

Tornadoes

12% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 44 years in the area

Hail

7% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 4 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fredericksburg flood?

Every paid claim on a federal flood insurance policy in Fredericksburg, from FEMA’s records.

3paid claims since 1979

$3Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fredericksburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wayne County.

Disasters that hit Fredericksburg

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Fredericksburg itself: aid to households, or repair grants to the Village of Fredericksburg.

Brought FEMA money into FredericksburgDeclared for Wayne County only

2004

Severe Winter Storms, Flooding, and Mudslides

4 households applied for aid $2K aid approved

Wayne County has had 8 natural disasters declared since 1953, most often severe storms and winter storms.

Around Fredericksburg

Fredericksburg and the towns around it

Very lowLowModerateHighVery high

Fredericksburgmostly inland floodingVery low

Salt Creekmostly inland floodingVery low

Franklinmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fredericksburg is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fredericksburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Fredericksburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.