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Natural hazards · Franklin

Franklin, OH natural hazards

Most of the natural-hazard damage FEMA expects in Franklin comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 24 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Franklin?

28
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Franklin to be higher than in 28% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding58%Cold waves17%Heat waves10%Tornadoes9%Everything else7%
By hazard

What Franklin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage
Above average · higher than 52% of U.S. places
Recorded about 4 times a year in the area

Cold waves

17% of expected damage
Below average · higher than 31% of U.S. places
Recorded about 4 times a year in the area

Heat waves

10% of expected damage
Below average · higher than 36% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

9% of expected damage
Above average · higher than 60% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Franklin flood?

Every paid claim on a federal flood insurance policy in Franklin, from FEMA’s records.

24paid claims since 1978
$538Kpaid to owners
0homes flooded more than once
19782026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Franklin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Franklin County.

What’s been done with FEMA grants

2storm safe rooms built
Disasters that hit Franklin

Federal disasters declared here

None of the disasters declared for Franklin County shows FEMA aid or repair money reaching Franklin itself in FEMA’s records.

Brought FEMA money into FranklinDeclared for Franklin County only
Franklin County has had 17 natural disasters declared since 1953, most often severe storms and winter storms.
Around Franklin

Franklin and the towns around it

Columbus: Low, mostly inland floodingJackson: Very low, mostly inland floodingPrairie: Low, mostly inland floodingNorwich: Low, mostly inland floodingValleyview: Very low, mostly inland floodingLincoln Village: Very low, mostly inland floodingHamilton: Very low, mostly inland floodingMifflin: Moderate, mostly inland floodingMadison: Moderate, mostly inland floodingPlain: Low, mostly inland floodingWashington: Low, mostly inland floodingBlendon: High, mostly inland floodingHilliard: Low, mostly inland floodingSharon: Very low, mostly inland floodingJefferson: Low, mostly inland floodingGrove City: Very low, mostly inland floodingScioto: Low, mostly inland floodingPleasant: Low, mostly inland floodingUrbancrest: Very low, mostly inland floodingJefferson: Low, mostly inland floodingLake Darby: High, mostly inland floodingWest Jefferson: Low, mostly inland floodingBrown: Moderate, mostly inland floodingUpper Arlington: Low, mostly inland floodingFranklin: Low, mostly inland flooding FranklinColumbusJacksonPrairieNorwichValleyviewLincoln Village
Very lowLowModerateHighVery high
Columbusmostly inland floodingLow
Franklinmostly inland floodingLow
Prairiemostly inland floodingLow
Norwichmostly inland floodingLow
Jacksonmostly inland floodingVery low
Valleyviewmostly inland floodingVery low
Lincoln Villagemostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Franklin covers 5 census tracts, combined by population.
Money that reached townFlood claims are matched to Franklin’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Franklin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Franklin total about $4.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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