Natural hazards · Frankfort

Frankfort, OH natural hazards

Most of the natural-hazard damage FEMA expects in Frankfort comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 2001. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Frankfort?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Frankfort to be higher than in 29% of U.S. communities, mostly from inland flooding.

Inland flooding68%Tornadoes7%Lightning7%Heat waves6%Everything else13%

By hazard

What Frankfort faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once every 43 years in the area

Lightning

7% of expected damage

Below average · higher than 35% of U.S. places

Heat waves

6% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Frankfort flood?

Every paid claim on a federal flood insurance policy in Frankfort, from FEMA’s records.

4paid claims since 2001

$41Kpaid to owners

1homes flooded more than once

20012026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Frankfort isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ross County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Frankfort

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Frankfort itself: aid to households, or repair grants to the Village of Frankfort.

Brought FEMA money into FrankfortDeclared for Ross County only

2011

Severe Storms and Flooding

$5K to the Village of Frankfort for repairs

2004

Severe Winter Storms, Flooding, and Mudslides

27 households applied for aid $16K aid approved

2004

Severe Storms, Flooding, Mudslides, and Landslides

3 households applied for aid $2K aid approved $10K to the Village of Frankfort for repairs

2003

Severe Winter Storm and Record/Near Record Snow

$884 to the Village of Frankfort for repairs

Ross County has had 14 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Frankfort is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Frankfort’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Frankfort. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.