Natural hazards · Fostoria

Fostoria, OH natural hazards

Most of the natural-hazard damage FEMA expects in Fostoria comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 8 claims here since 1981. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fostoria?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fostoria to be higher than in 23% of U.S. communities, mostly from inland flooding.

Inland flooding54%Tornadoes14%Cold waves9%Hail6%Strong wind5%Everything else12%

By hazard

What Fostoria faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Below average · higher than 29% of U.S. places

Recorded about once a year in the area

Tornadoes

14% of expected damage

Above average · higher than 71% of U.S. places

Cold waves

9% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 4 times a year in the area

Hail

6% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 3 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fostoria flood?

Every paid claim on a federal flood insurance policy in Fostoria, from FEMA’s records.

8paid claims since 1981

$71Kpaid to owners

0homes flooded more than once

19812026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fostoria isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Seneca County.

Disasters that hit Fostoria

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fostoria itself: aid to households, or repair grants to the City of Fostoria.

Brought FEMA money into FostoriaDeclared for Seneca County only

2007

Severe Storms, Flooding, and Tornadoes

6 households applied for aid $8K aid approved

2004

Severe Winter Storms, Flooding, and Mudslides

$15K to the City of Fostoria for repairs

2004

Snow

$16K to the City of Fostoria for repairs

2002

Severe Storms and Tornadoes

65 households applied for aid $40K aid approved

Seneca County has had 11 natural disasters declared since 1953, most often severe storms and winter storms.

Around Fostoria

Fostoria and the towns around it

Very lowLowModerateHighVery high

Jacksonmostly inland floodingLow

Perrymostly inland floodingLow

Loudonmostly inland floodingLow

Fostoriamostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fostoria covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Fostoria’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Fostoria. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fostoria total about $847K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.