Natural hazards · Fletcher

Fletcher, OH natural hazards

Most of the natural-hazard damage FEMA expects in Fletcher comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2013. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fletcher?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fletcher to be higher than in 22% of U.S. communities, mostly from inland flooding.

Inland flooding60%Tornadoes14%Earthquakes7%Cold waves5%Everything else15%

By hazard

What Fletcher faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 17 years in the area

Earthquakes

7% of expected damage

Above average · higher than 61% of U.S. places

Cold waves

5% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fletcher flood?

Every paid claim on a federal flood insurance policy in Fletcher, from FEMA’s records.

1paid claims since 2013

$4Kpaid to owners

0homes flooded more than once

20132026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fletcher isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Miami County.

Disasters that hit Fletcher

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fletcher itself: aid to households, or repair grants to the Village of Fletcher.

Brought FEMA money into FletcherDeclared for Miami County only

2024

Tornadoes

1 household applied for aid $5K aid approved

2019

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslide

1 household applied for aid

Miami County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fletcher is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fletcher’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Fletcher. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Fletcher, OH natural hazards

How exposed is Fletcher?

What Fletcher faces

Inland flooding

Tornadoes

Earthquakes

Cold waves

Lower here

Not a risk here

Does Fletcher flood?

2 federal disasters brought FEMA money here

Tornadoes

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslide

How to read this page

Where to, neighbor?

Matches

Nearby