Natural hazards · Englewood

Englewood, OH natural hazards

Most of the natural-hazard damage FEMA expects in Englewood comes from inland flooding, and overall the risk is very low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Englewood?

13
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Englewood to be higher than in 13% of U.S. communities, mostly from inland flooding.

Inland flooding60%Cold waves11%Tornadoes8%Earthquakes7%Everything else14%
By hazard

What Englewood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage
Below average · higher than 27% of U.S. places
Recorded about 2 times a year in the area

Cold waves

11% of expected damage
Above average · higher than 60% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

8% of expected damage
Below average · higher than 46% of U.S. places

Earthquakes

7% of expected damage
Above average · higher than 59% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Englewood flood?

FEMA's records show no paid flood insurance claims in Englewood.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Englewood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Montgomery County.

What’s been done with FEMA grants

2storm safe rooms built
Disasters that hit Englewood

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Englewood itself: aid to households, or repair grants to the City of Englewood.

Brought FEMA money into EnglewoodDeclared for Montgomery County only
2019

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslide

28 households applied for aid $380 aid approved
2008

Severe Wind Storm Associated With Tropical Depression Ike

$56K to the City of Englewood for repairs
2004

Snow

$21K to the City of Englewood for repairs
2003

Severe Winter Storm and Record/Near Record Snow

$20K to the City of Englewood for repairs
Montgomery County has had 11 natural disasters declared since 1953, most often severe storms and winter storms.
Around Englewood

Englewood and the towns around it

Clayton: Very low, mostly inland floodingButler: Very low, mostly inland floodingUnion: Very low, mostly inland floodingClay: Very low, mostly inland floodingTrotwood: Low, mostly inland floodingHarrison: Very low, mostly inland floodingShiloh: Low, mostly inland floodingVandalia: Very low, mostly inland floodingDayton: Low, mostly inland floodingMonroe: Very low, mostly inland floodingUnion: Very low, mostly inland floodingWest Milton: Very low, mostly inland floodingEnglewood: Very low, mostly inland flooding EnglewoodClaytonButlerUnion
Very lowLowModerateHighVery high
Claytonmostly inland floodingVery low
Englewoodmostly inland floodingVery low
Unionmostly inland floodingVery low
Butlermostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Englewood covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Englewood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Englewood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Englewood total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Englewood

Ohio · OH
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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01