Natural hazards · Dover

Dover, OH natural hazards

Most of the natural-hazard damage FEMA expects in Dover comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 9 claims here since 1978. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dover?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dover to be higher than in 14% of U.S. communities, mostly from inland flooding.

Inland flooding74%Hail6%Tornadoes5%Everything else15%

By hazard

What Dover faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage

Below average · higher than 31% of U.S. places

Recorded about 2 times a year in the area

Hail

6% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

5% of expected damage

Below average · higher than 45% of U.S. places

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dover flood?

Every paid claim on a federal flood insurance policy in Dover, from FEMA’s records.

9paid claims since 1978

$94Kpaid to owners

1homes flooded more than once

19782026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Dover isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tuscarawas County.

What’s been done with FEMA grants

12flood-prone properties bought out and cleared

1storm safe rooms built

Disasters that hit Dover

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Dover itself: aid to households, or repair grants to the City of Dover.

Brought FEMA money into DoverDeclared for Tuscarawas County only

2008

Severe Wind Storm Associated With Tropical Depression Ike

$132K to the City of Dover for repairs

2004

Severe Winter Storms, Flooding, and Mudslides

20 households applied for aid $29K aid approved $204K to the City of Dover for repairs

2004

Severe Storms and Flooding

2 households applied for aid $3K aid approved

2004

Severe Storms, Flooding, Mudslides, and Landslides

2 households applied for aid $740 aid approved

Tuscarawas County has had 10 natural disasters declared since 1953, most often severe storms and winter storms.

Around Dover

Dover and the towns around it

Very lowLowModerateHighVery high

New Philadelphiamostly inland floodingLow

Dovermostly inland floodingVery low

Parralmostly inland floodingVery low

Dovermostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dover covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Dover’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Dover. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Dover total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.