Natural hazards · Deshler

Deshler, OH natural hazards

Most of the natural-hazard damage FEMA expects in Deshler comes from inland flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Deshler?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Deshler to be higher than in 53% of U.S. communities, mostly from inland flooding.

Inland flooding66%Tornadoes13%Hail5%Everything else16%

By hazard

What Deshler faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

13% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 27 years in the area

Hail

5% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Deshler flood?

FEMA's records show no paid flood insurance claims in Deshler.

of all homes
are insured

No community discount. Deshler isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Henry County.

Disasters that hit Deshler

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Deshler itself: aid to households, or repair grants to the Village of Deshler.

Brought FEMA money into DeshlerDeclared for Henry County only

2004

Severe Winter Storms, Flooding, and Mudslides

9 households applied for aid $20K aid approved

2002

Severe Storms and Tornadoes

1 household applied for aid $11K aid approved

Henry County has had 8 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Deshler is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Deshler’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Deshler. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.