Natural hazards · Delhi

Delhi, OH natural hazards

Most of the natural-hazard damage FEMA expects in Delhi comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 7 claims here since 1978. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Delhi?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Delhi to be higher than in 12% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding33%Tornadoes33%Heat waves15%Cold waves10%Everything else9%

By hazard

What Delhi faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

33% of expected damage

Well above average · higher than 95% of U.S. places

Heat waves

15% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 6 times a year in the area

Cold waves

10% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Delhi flood?

Every paid claim on a federal flood insurance policy in Delhi, from FEMA’s records.

7paid claims since 1978

$47Kpaid to owners

0homes flooded more than once

19782026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Delhi isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hamilton County.

Disasters that hit Delhi

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Delhi itself: aid to households, or repair grants to the Township of Delhi.

Brought FEMA money into DelhiDeclared for Hamilton County only

2008

Severe Wind Storm Associated With Tropical Depression Ike

$53K to the Township of Delhi for repairs

2004

Snow

$10K to the Township of Delhi for repairs

Hamilton County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Delhi

Delhi and the towns around it

Very lowLowModerateHighVery high

Miamimostly inland floodingModerate

Greenmostly inland floodingLow

Cincinnatimostly inland floodingLow

Covedalemostly inland floodingLow

Mackmostly inland floodingLow

Delshiremostly inland floodingLow

Delhi Hillsmostly inland floodingVery low

Delhimostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Delhi covers 6 census tracts, combined by population.

Money that reached townFlood claims are matched to Delhi’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Delhi. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Delhi total about $5.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.