Natural hazards · Cygnet

Cygnet, OH natural hazards

Most of the natural-hazard damage FEMA expects in Cygnet comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2008. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cygnet?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cygnet to be higher than in 28% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding63%Tornadoes17%Everything else20%

By hazard

What Cygnet faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Below average · higher than 41% of U.S. places

Recorded about once a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 18 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cygnet flood?

Every paid claim on a federal flood insurance policy in Cygnet, from FEMA’s records.

2paid claims since 2008

$13Kpaid to owners

0homes flooded more than once

20082026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cygnet isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wood County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Cygnet

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Cygnet itself: aid to households, or repair grants to the Village of Cygnet.

Brought FEMA money into CygnetDeclared for Wood County only

2002

Severe Storms and Tornadoes

1 household applied for aid

Wood County has had 8 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cygnet is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cygnet’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Cygnet. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.