Natural hazards · Crystal Lakes

Crystal Lakes, OH natural hazards

Most of the natural-hazard damage FEMA expects in Crystal Lakes comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Crystal Lakes?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Crystal Lakes to be higher than in 22% of U.S. communities, mostly from inland flooding.

Inland flooding59%Tornadoes14%Cold waves7%Earthquakes5%Everything else15%

By hazard

What Crystal Lakes faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

14% of expected damage

Above average · higher than 72% of U.S. places

Cold waves

7% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

5% of expected damage

Above average · higher than 55% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Crystal Lakes flood?

FEMA's records show no paid flood insurance claims in Crystal Lakes.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Crystal Lakes isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clark County.

Disasters that hit Crystal Lakes

Federal disasters declared here

None of the disasters declared for Clark County shows FEMA aid or repair money reaching Crystal Lakes itself in FEMA’s records.

Brought FEMA money into Crystal LakesDeclared for Clark County only

Clark County has had 8 natural disasters declared since 1953, most often severe storms and winter storms.

Around Crystal Lakes

Crystal Lakes and the towns around it

Very lowLowModerateHighVery high

Crystal Lakesmostly inland floodingLow

Medwaymostly inland floodingLow

Park Laynemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Crystal Lakes is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Crystal Lakes’s own flood-insurance community; household aid to the registrant’s city; repair grants to Crystal Lakes. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.