Natural hazards · Cross Creek

Cross Creek, OH natural hazards

Most of the natural-hazard damage FEMA expects in Cross Creek comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 5 claims here since 1980. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cross Creek?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cross Creek to be higher than in 5% of U.S. communities, mostly from inland flooding.

Inland flooding62%Tornadoes10%Strong wind8%Lightning5%Everything else14%

By hazard

What Cross Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about once a year in the area

Tornadoes

10% of expected damage

Above average · higher than 51% of U.S. places

Strong wind

8% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 2 times a year in the area

Lightning

5% of expected damage

Above average · higher than 61% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cross Creek flood?

Every paid claim on a federal flood insurance policy in Cross Creek, from FEMA’s records.

5paid claims since 1980

$21Kpaid to owners

0homes flooded more than once

19802026

Biggest named events

Tropical Storm Ivan: 1 claim, $4K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cross Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Cross Creek

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cross Creek itself: aid to households, or repair grants to the Township of Cross Creek.

Brought FEMA money into Cross CreekDeclared for Jefferson County only

2018

Severe Storms, Landslides, and Mudslides

$878K to the Township of Cross Creek for repairs

2004

Severe Storms and Flooding

$71K to the Township of Cross Creek for repairs

2004

Severe Storms, Flooding, Mudslides, and Landslides

$29K to the Township of Cross Creek for repairs

Jefferson County has had 18 natural disasters declared since 1953, most often severe storms and floods.

Around Cross Creek

Cross Creek and the towns around it

Very lowLowModerateHighVery high

Wellsmostly inland floodingVery high

New Alexandriamostly inland floodingVery high

Steubenvillemostly inland floodingHigh

Island Creekmostly inland floodingModerate

Steubenvillemostly inland floodingVery low

Waynemostly inland floodingVery low

Cross Creekmostly inland floodingVery low

Wintersvillemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cross Creek covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Cross Creek’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Cross Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cross Creek total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.