Natural hazards · Continental

Continental, OH natural hazards

Most of the natural-hazard damage FEMA expects in Continental comes from inland flooding, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Continental?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Continental to be higher than in 64% of U.S. communities, mostly from inland flooding.

Inland flooding64%Tornadoes12%Strong wind7%Hail5%Everything else11%

By hazard

What Continental faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

12% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 14 years in the area

Strong wind

7% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 4 times a year in the area

Hail

5% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Continental flood?

FEMA's records show no paid flood insurance claims in Continental.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Continental isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Putnam County.

Disasters that hit Continental

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Continental itself: aid to households, or repair grants to the Village of Continental.

Brought FEMA money into ContinentalDeclared for Putnam County only

2012

Severe Storms and Straight-Line Winds

$19K to the Village of Continental for repairs

2007

Severe Storms, Flooding, and Tornadoes

2 households applied for aid $2K aid approved

2002

Severe Storms and Tornadoes

11 households applied for aid $3K aid approved

Putnam County has had 10 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Continental is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Continental’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Continental. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.