Natural hazards · Congress

Congress, OH natural hazards

Most of the natural-hazard damage FEMA expects in Congress comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Congress?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Congress to be higher than in 11% of U.S. communities, mostly from inland flooding.

Inland flooding56%Tornadoes13%Hail7%Strong wind6%Cold waves5%Everything else13%

By hazard

What Congress faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about once a year in the area

Tornadoes

13% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 61 years in the area

Hail

7% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 4 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 2 times a year in the area

Cold waves

5% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Congress flood?

FEMA's records show no paid flood insurance claims in Congress.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Congress isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wayne County.

Disasters that hit Congress

Federal disasters declared here

None of the disasters declared for Wayne County shows FEMA aid or repair money reaching Congress itself in FEMA’s records.

Brought FEMA money into CongressDeclared for Wayne County only

Wayne County has had 8 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Congress is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Congress’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Congress. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.