Natural hazards · Commercial Point

Commercial Point, OH natural hazards

Most of the natural-hazard damage FEMA expects in Commercial Point comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Commercial Point?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Commercial Point to be higher than in 23% of U.S. communities, mostly from inland flooding.

Inland flooding60%Tornadoes11%Heat waves6%Everything else23%

By hazard

What Commercial Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Below average · higher than 40% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 66% of U.S. places

Heat waves

6% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Commercial Point flood?

FEMA's records show no paid flood insurance claims in Commercial Point.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Commercial Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pickaway County.

Disasters that hit Commercial Point

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Commercial Point itself: aid to households, or repair grants to the Village of Commercial Point.

Brought FEMA money into Commercial PointDeclared for Pickaway County only

2008

Severe Wind Storm Associated With Tropical Depression Ike

$13K to the Village of Commercial Point for repairs

2004

Severe Winter Storms, Flooding, and Mudslides

1 household applied for aid

Pickaway County has had 12 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Commercial Point

Commercial Point and the towns around it

Very lowLowModerateHighVery high

Harrisonmostly inland floodingHigh

Commercial Pointmostly inland floodingLow

Sciotomostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Commercial Point covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Commercial Point’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Commercial Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Commercial Point total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.