Natural hazards · College

College, OH natural hazards

Most of the natural-hazard damage FEMA expects in College comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is College?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in College to be higher than in 12% of U.S. communities, mostly from inland flooding.

Inland flooding48%Tornadoes13%Strong wind10%Cold waves10%Hail7%Everything else12%

By hazard

What College faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about once a year in the area

Tornadoes

13% of expected damage

Above average · higher than 68% of U.S. places

Strong wind

10% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 2 times a year in the area

Cold waves

10% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 4 times a year in the area

Hail

7% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does College flood?

FEMA's records show no paid flood insurance claims in College.

of homes in flood zones
are insured

of all homes
are insured

No community discount. College isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Knox County.

Disasters that hit College

Federal disasters declared here

None of the disasters declared for Knox County shows FEMA aid or repair money reaching College itself in FEMA’s records.

Brought FEMA money into CollegeDeclared for Knox County only

Knox County has had 8 natural disasters declared since 1953, most often severe storms and winter storms.

Around College

College and the towns around it

Very lowLowModerateHighVery high

Pleasantmostly inland floodingModerate

Monroemostly inland floodingLow

Harrisonmostly inland floodingVery low

Collegemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. College covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to College’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of College. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across College total about $615K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.