Natural hazards · Colerain

Colerain, OH natural hazards

Most of the natural-hazard damage FEMA expects in Colerain comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 88 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Colerain?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Colerain to be higher than in 84% of U.S. communities, mostly from inland flooding.

Inland flooding89%Everything else11%

By hazard

What Colerain faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

89% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Colerain flood?

Every paid claim on a federal flood insurance policy in Colerain, from FEMA’s records.

88paid claims since 1978

$821Kpaid to owners

0homes flooded more than once

19782026

Biggest named events

Tropical Storm Ivan: 33 claims, $346K
Not a named storm: 2 claims, $3K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Colerain isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Belmont County.

Disasters that hit Colerain

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Colerain itself: aid to households, or repair grants to the Township of Colerain.

Brought FEMA money into ColerainDeclared for Belmont County only

2004

Severe Storms and Flooding

1 household applied for aid $956 aid approved

Belmont County has had 18 natural disasters declared since 1953, most often severe storms and floods.

Around Colerain

Colerain and the towns around it

Very lowLowModerateHighVery high

Peasemostly inland floodingVery high

Colerainmostly inland floodingVery high

Mount Pleasantmostly inland floodingModerate

Wheelingmostly inland floodingLow

Richlandmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Colerain covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Colerain’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Colerain. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Colerain total about $4.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.