Natural hazards · Coal Grove

Coal Grove, OH natural hazards

Most of the natural-hazard damage FEMA expects in Coal Grove comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 14 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Coal Grove?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Coal Grove to be higher than in 55% of U.S. communities, mostly from inland flooding.

Inland flooding72%Heat waves14%Tornadoes5%Everything else8%

By hazard

What Coal Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 3 times a year in the area

Heat waves

14% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

5% of expected damage

Below average · higher than 46% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Coal Grove flood?

Every paid claim on a federal flood insurance policy in Coal Grove, from FEMA’s records.

14paid claims since 1978

$87Kpaid to owners

0homes flooded more than once

19782026

Biggest named events

Not a named storm: 5 claims, $13K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Coal Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lawrence County.

Disasters that hit Coal Grove

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Coal Grove itself: aid to households, or repair grants to the Village of Coal Grove.

Brought FEMA money into Coal GroveDeclared for Lawrence County only

2003

Severe Winter Storm and Record/Near Record Snow

1 household applied for aid

Lawrence County has had 12 natural disasters declared since 1953, most often severe storms and floods.

Around Coal Grove

Coal Grove and the towns around it

Very lowLowModerateHighVery high

Irontonmostly inland floodingVery high

Uppermostly inland floodingVery high

Perrymostly inland floodingHigh

Coal Grovemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Coal Grove covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Coal Grove’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Coal Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Coal Grove total about $725K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.