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Natural hazards · Clyde

Clyde, OH natural hazards

Most of the natural-hazard damage FEMA expects in Clyde comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 1990. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Clyde?

22
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clyde to be higher than in 22% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding56%Tornadoes16%Hail6%Cold waves6%Strong wind6%Everything else10%
By hazard

What Clyde faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage
Below average · higher than 30% of U.S. places
Recorded about once a year in the area

Tornadoes

16% of expected damage
Above average · higher than 72% of U.S. places

Hail

6% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about 3 times a year in the area

Cold waves

6% of expected damage
Above average · higher than 69% of U.S. places
Recorded about 4 times a year in the area

Strong wind

6% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Clyde flood?

Every paid claim on a federal flood insurance policy in Clyde, from FEMA’s records.

5paid claims since 1990
$11Kpaid to owners
1homes flooded more than once
19902026

Biggest named events

  • Late winter storms: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Clyde isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Sandusky County.
Disasters that hit Clyde

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Clyde itself: aid to households, or repair grants to the City of Clyde.

Brought FEMA money into ClydeDeclared for Sandusky County only
2006

Severe Storms, Tornadoes, Straight Line Winds, and Flooding

38 households applied for aid $41K aid approved
2004

Snow

$10K to the City of Clyde for repairs
2002

Severe Storms and Tornadoes

4 households applied for aid $1K aid approved
Sandusky County has had 11 natural disasters declared since 1953, most often severe storms and winter storms.
Around Clyde

Clyde and the towns around it

Green Creek: Moderate, mostly inland floodingYork: Low, mostly inland floodingGreen Springs: Moderate, mostly inland floodingBallville: Moderate, mostly inland floodingAdams: Moderate, mostly inland floodingRiley: Moderate, mostly inland floodingSandusky: Low, mostly inland floodingBellevue: Low, mostly inland floodingTownsend: Low, mostly inland floodingThompson: Low, mostly inland floodingGroton: Moderate, mostly inland floodingClyde: Low, mostly inland flooding ClydeGreen CreekYork
Very lowLowModerateHighVery high
Green Creekmostly inland floodingModerate
Yorkmostly inland floodingLow
Clydemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clyde covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Clyde’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Clyde. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Clyde total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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