Natural hazards · Chesterhill

Chesterhill, OH natural hazards

Most of the natural-hazard damage FEMA expects in Chesterhill comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chesterhill?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chesterhill to be higher than in 64% of U.S. communities, mostly from inland flooding.

Inland flooding81%Everything else19%

By hazard

What Chesterhill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chesterhill flood?

FEMA's records show no paid flood insurance claims in Chesterhill.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Chesterhill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Morgan County.

Disasters that hit Chesterhill

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Chesterhill itself: aid to households, or repair grants to the Village of Chesterhill.

Brought FEMA money into ChesterhillDeclared for Morgan County only

2004

Severe Storms and Flooding

8 households applied for aid $8K aid approved

2004

Severe Storms, Flooding, Mudslides, and Landslides

3 households applied for aid $1K aid approved

Morgan County has had 14 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chesterhill is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Chesterhill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Chesterhill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.