Natural hazards · Cherry Grove

Cherry Grove, OH natural hazards

Most of the natural-hazard damage FEMA expects in Cherry Grove comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cherry Grove?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cherry Grove to be higher than in 16% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding45%Tornadoes24%Heat waves14%Cold waves9%Everything else8%

By hazard

What Cherry Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Below average · higher than 25% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

24% of expected damage

Well above average · higher than 88% of U.S. places

Heat waves

14% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 6 times a year in the area

Cold waves

9% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cherry Grove flood?

Every paid claim on a federal flood insurance policy in Cherry Grove, from FEMA’s records.

1paid claims since 1978

$5Kpaid to owners

0homes flooded more than once

19782026

Biggest named events

Not a named storm: 1 claim, $5K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cherry Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hamilton County.

Disasters that hit Cherry Grove

Federal disasters declared here

None of the disasters declared for Hamilton County shows FEMA aid or repair money reaching Cherry Grove itself in FEMA’s records.

Brought FEMA money into Cherry GroveDeclared for Hamilton County only

Hamilton County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Cherry Grove

Cherry Grove and the towns around it

Very lowLowModerateHighVery high

Dry Runmostly inland floodingLow

Cherry Grovemostly inland floodingVery low

Forestvillemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cherry Grove covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Cherry Grove’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Cherry Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cherry Grove total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.