Natural hazards · Chatfield

Chatfield, OH natural hazards

Most of the natural-hazard damage FEMA expects in Chatfield comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chatfield?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chatfield to be higher than in 34% of U.S. communities, mostly from inland flooding.

Inland flooding54%Cold waves11%Tornadoes9%Ice storms8%Strong wind6%Hail5%Everything else8%

By hazard

What Chatfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Below average · higher than 45% of U.S. places

Recorded about once a year in the area

Cold waves

11% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 54% of U.S. places

Recorded about once every 20 years in the area

Ice storms

8% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 2 years in the area

Strong wind

6% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Hail

5% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chatfield flood?

FEMA's records show no paid flood insurance claims in Chatfield.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Chatfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Crawford County.

Disasters that hit Chatfield

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Chatfield itself: aid to households, or repair grants to the Village of Chatfield.

Brought FEMA money into ChatfieldDeclared for Crawford County only

2007

Severe Storms, Flooding, and Tornadoes

7 households applied for aid $5K aid approved

2004

Severe Winter Storms, Flooding, and Mudslides

5 households applied for aid $4K aid approved

Crawford County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chatfield is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Chatfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Chatfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.