Natural hazards · Chagrin Falls

Chagrin Falls, OH natural hazards

Most of the natural-hazard damage FEMA expects in Chagrin Falls comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 7 claims here since 1989. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chagrin Falls?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chagrin Falls to be higher than in 51% of U.S. communities, mostly from inland flooding.

Inland flooding80%Cold waves9%Tornadoes8%Everything else4%

By hazard

What Chagrin Falls faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 3 times a year in the area

Cold waves

9% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 61% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chagrin Falls flood?

Every paid claim on a federal flood insurance policy in Chagrin Falls, from FEMA’s records.

7paid claims since 1989

$371Kpaid to owners

0homes flooded more than once

19892026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Chagrin Falls isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cuyahoga County.

Disasters that hit Chagrin Falls

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Chagrin Falls itself: aid to households, or repair grants to the Village of Chagrin Falls.

Brought FEMA money into Chagrin FallsDeclared for Cuyahoga County only

2006

Severe Storms, Tornadoes, Straight Line Winds, and Flooding

10 households applied for aid $14K aid approved

2004

Severe Storms and Flooding

46 households applied for aid $42K aid approved

2003

Tornadoes, Flooding, Severe Storms, and High Winds

18 households applied for aid $45K aid approved

Cuyahoga County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Chagrin Falls

Chagrin Falls and the towns around it

Very lowLowModerateHighVery high

Chagrin Fallsmostly inland floodingModerate

Bentleyvillemostly inland floodingLow

Russellmostly inland floodingLow

Moreland Hillsmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chagrin Falls covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Chagrin Falls’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Chagrin Falls. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Chagrin Falls total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.