Natural hazards · Cass

Cass, OH natural hazards

Most of the natural-hazard damage FEMA expects in Cass comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Cass?

55
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cass to be higher than in 55% of U.S. communities, mostly from inland flooding.

Inland flooding59%Tornadoes14%Hail12%Cold waves6%Everything else10%
By hazard

What Cass faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage
Above average · higher than 65% of U.S. places
Recorded about once a year in the area

Tornadoes

14% of expected damage
Above average · higher than 73% of U.S. places
Recorded about once every 21 years in the area

Hail

12% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about 3 times a year in the area

Cold waves

6% of expected damage
Above average · higher than 57% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Cass flood?

FEMA's records show no paid flood insurance claims in Cass.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Cass isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hancock County.
Disasters that hit Cass

Federal disasters declared here

None of the disasters declared for Hancock County shows FEMA aid or repair money reaching Cass itself in FEMA’s records.

Brought FEMA money into CassDeclared for Hancock County only
Hancock County has had 11 natural disasters declared since 1953, most often severe storms and tornadoes.
Around Cass

Cass and the towns around it

Marion: High, mostly inland floodingWashington: Moderate, mostly inland floodingAllen: Moderate, mostly inland floodingBloom: Low, mostly inland floodingBloomdale: Low, mostly inland floodingFindlay: High, mostly inland floodingBiglick: Moderate, mostly inland floodingJackson: High, mostly inland floodingAmanda: High, mostly inland floodingLoudon: Low, mostly inland floodingPerry: Low, mostly inland floodingLiberty: Moderate, mostly inland floodingPortage: Moderate, mostly inland floodingHenry: Low, mostly inland floodingPortage: Low, mostly inland floodingLiberty: Low, mostly inland floodingCass: Moderate, mostly inland flooding CassMarionWashingtonAllenBloomBloomdale
Very lowLowModerateHighVery high
Marionmostly inland floodingHigh
Cassmostly inland floodingModerate
Washingtonmostly inland floodingModerate
Allenmostly inland floodingModerate
Bloommostly inland floodingLow
Bloomdalemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cass is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Cass’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Cass. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01