Natural hazards · Carlisle

Carlisle, OH natural hazards

Most of the natural-hazard damage FEMA expects in Carlisle comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 1996. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Carlisle?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Carlisle to be higher than in 73% of U.S. communities, mostly from inland flooding.

Inland flooding81%Tornadoes6%Cold waves6%Everything else7%

By hazard

What Carlisle faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 71% of U.S. places

Cold waves

6% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Carlisle flood?

Every paid claim on a federal flood insurance policy in Carlisle, from FEMA’s records.

3paid claims since 1996

$13Kpaid to owners

0homes flooded more than once

19962026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Carlisle isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Warren County.

Disasters that hit Carlisle

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Carlisle itself: aid to households, or repair grants to the City of Carlisle.

Brought FEMA money into CarlisleDeclared for Warren County only

2008

Severe Wind Storm Associated With Tropical Depression Ike

$51K to the City of Carlisle for repairs

2004

Severe Winter Storms, Flooding, and Mudslides

2 households applied for aid $3K aid approved

2004

Snow

$15K to the City of Carlisle for repairs

Warren County has had 11 natural disasters declared since 1953, most often severe storms and floods.

Around Carlisle

Carlisle and the towns around it

Very lowLowModerateHighVery high

Carlislemostly inland floodingHigh

Germanmostly inland floodingHigh

Franklinmostly inland floodingLow

Miamimostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Carlisle covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Carlisle’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Carlisle. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Carlisle total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.