Natural hazards · Carey

Carey, OH natural hazards

Most of the natural-hazard damage FEMA expects in Carey comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 93 claims here since 1981. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Carey?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Carey to be higher than in 54% of U.S. communities, mostly from inland flooding.

Inland flooding56%Tornadoes12%Cold waves8%Ice storms7%Strong wind6%Everything else13%

By hazard

What Carey faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 70 years in the area

Cold waves

8% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 4 times a year in the area

Ice storms

7% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Strong wind

6% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Carey flood?

Every paid claim on a federal flood insurance policy in Carey, from FEMA’s records.

93paid claims since 1981

$2.3Mpaid to owners

15homes flooded more than once

19812026

Biggest named events

Late winter storms: 11 claims, $503K
Tropical Storm Erin: 5 claims, $123K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (3) ■ flooded 2+ times

of all homes
are insured

No community discount. Carey isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wyandot County.

Disasters that hit Carey

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Carey itself: aid to households, or repair grants to the Village of Carey.

Brought FEMA money into CareyDeclared for Wyandot County only

2012

Severe Storms and Straight-Line Winds

$12K to the Village of Carey for repairs

2008

Record Snow and Near Record Snow

$16K to the Village of Carey for repairs

2007

Severe Storms, Flooding, and Tornadoes

289 households applied for aid $471K aid approved $85K to the Village of Carey for repairs

2004

Severe Winter Storms, Flooding, and Mudslides

41 households applied for aid $29K aid approved $81K to the Village of Carey for repairs

2004

Snow

$11K to the Village of Carey for repairs

Wyandot County has had 9 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Carey is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Carey’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Carey. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.