Natural hazards · Caledonia

Caledonia, OH natural hazards

Most of the natural-hazard damage FEMA expects in Caledonia comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1987. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Caledonia?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Caledonia to be higher than in 30% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding55%Cold waves18%Tornadoes8%Strong wind6%Hail5%Everything else8%

By hazard

What Caledonia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 2 times a year in the area

Cold waves

18% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 19 years in the area

Strong wind

6% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Hail

5% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Caledonia flood?

Every paid claim on a federal flood insurance policy in Caledonia, from FEMA’s records.

3paid claims since 1987

$27Kpaid to owners

0homes flooded more than once

19872026

Biggest named events

Late winter storms: 1 claim, $6K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Caledonia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marion County.

Disasters that hit Caledonia

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Caledonia itself: aid to households, or repair grants to the Village of Caledonia.

Brought FEMA money into CaledoniaDeclared for Marion County only

2004

Severe Winter Storms, Flooding, and Mudslides

3 households applied for aid $3K aid approved

Marion County has had 10 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Caledonia is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Caledonia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Caledonia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.