Natural hazards · Cairo

Cairo, OH natural hazards

Most of the natural-hazard damage FEMA expects in Cairo comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cairo?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cairo to be higher than in 32% of U.S. communities, mostly from inland flooding.

Inland flooding68%Tornadoes11%Strong wind5%Earthquakes5%Everything else11%

By hazard

What Cairo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Below average · higher than 49% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

11% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 23 years in the area

Strong wind

5% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

5% of expected damage

Above average · higher than 58% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cairo flood?

FEMA's records show no paid flood insurance claims in Cairo.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cairo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Allen County.

Disasters that hit Cairo

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cairo itself: aid to households, or repair grants to the Village of Cairo.

Brought FEMA money into CairoDeclared for Allen County only

2007

Severe Storms, Flooding, and Tornadoes

2 households applied for aid $4K aid approved

2004

Severe Winter Storms, Flooding, and Mudslides

$3K to the Village of Cairo for repairs

Allen County has had 7 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cairo is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cairo’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Cairo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.