Natural hazards · Bryan

Bryan, OH natural hazards

Most of the natural-hazard damage FEMA expects in Bryan comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 6 claims here since 1980.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bryan?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bryan to be higher than in 16% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding41%Tornadoes26%Strong wind11%Cold waves6%Hail5%Earthquakes5%Everything else5%

By hazard

What Bryan faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Well below average · higher than 12% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

26% of expected damage

Well above average · higher than 92% of U.S. places

Strong wind

11% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 5 times a year in the area

Cold waves

6% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 3 times a year in the area

Hail

5% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

5% of expected damage

Above average · higher than 56% of U.S. places

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bryan flood?

Every paid claim on a federal flood insurance policy in Bryan, from FEMA’s records.

6paid claims since 1980

$603Kpaid to owners

2homes flooded more than once

19802026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Bryan isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Williams County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Bryan

Federal disasters declared here

None of the disasters declared for Williams County shows FEMA aid or repair money reaching Bryan itself in FEMA’s records.

Brought FEMA money into BryanDeclared for Williams County only

Williams County has had 6 natural disasters declared since 1953, most often severe storms and floods.

Around Bryan

Bryan and the towns around it

Very lowLowModerateHighVery high

Pulaskimostly inland floodingLow

Centermostly inland floodingLow

Bryanmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bryan covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Bryan’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Bryan. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bryan total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.