Natural hazards · Brookville

Brookville, OH natural hazards

Most of the natural-hazard damage FEMA expects in Brookville comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 13 claims here since 2004. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Brookville?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Brookville to be higher than in 15% of U.S. communities, mostly from inland flooding.

Inland flooding60%Cold waves10%Tornadoes9%Earthquakes8%Everything else14%

By hazard

What Brookville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Below average · higher than 28% of U.S. places

Recorded about 2 times a year in the area

Cold waves

10% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

9% of expected damage

Below average · higher than 49% of U.S. places

Recorded about once every 93 years in the area

Earthquakes

8% of expected damage

Above average · higher than 64% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Brookville flood?

Every paid claim on a federal flood insurance policy in Brookville, from FEMA’s records.

13paid claims since 2004

$315Kpaid to owners

1homes flooded more than once

20042026

Biggest named events

March storm: 1 claim, $4K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Brookville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.

What’s been done with FEMA grants

2flood-prone properties bought out and cleared

Disasters that hit Brookville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Brookville itself: aid to households, or repair grants to the City of Brookville.

Brought FEMA money into BrookvilleDeclared for Montgomery County only

2019

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslide

148 households applied for aid $102K aid approved

Montgomery County has had 11 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Brookville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Brookville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Brookville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Brookville total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.