Natural hazards · Bethlehem

Bethlehem, OH natural hazards

Most of the natural-hazard damage FEMA expects in Bethlehem comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 7 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bethlehem?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bethlehem to be higher than in 61% of U.S. communities, mostly from inland flooding.

Inland flooding79%Tornadoes6%Everything else15%

By hazard

What Bethlehem faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once every 22 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bethlehem flood?

Every paid claim on a federal flood insurance policy in Bethlehem, from FEMA’s records.

7paid claims since 1979

$24Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bethlehem isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Coshocton County.

Disasters that hit Bethlehem

Federal disasters declared here

None of the disasters declared for Coshocton County shows FEMA aid or repair money reaching Bethlehem itself in FEMA’s records.

Brought FEMA money into BethlehemDeclared for Coshocton County only

Coshocton County has had 13 natural disasters declared since 1953, most often severe storms and floods.

Around Bethlehem

Bethlehem and the towns around it

Very lowLowModerateHighVery high

Bethlehemmostly inland floodingHigh

Clarkmostly inland floodingHigh

Jeffersonmostly inland floodingModerate

Keenemostly inland floodingModerate

Jacksonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bethlehem covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Bethlehem’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Bethlehem. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bethlehem total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.