Natural hazards · Bethel

Bethel, OH natural hazards

Most of the natural-hazard damage FEMA expects in Bethel comes from inland flooding, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bethel?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bethel to be higher than in 21% of U.S. communities, mostly from inland flooding.

Inland flooding50%Tornadoes13%Cold waves12%Earthquakes7%Heat waves7%Strong wind5%Everything else7%

By hazard

What Bethel faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

13% of expected damage

Above average · higher than 67% of U.S. places

Cold waves

12% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

7% of expected damage

Above average · higher than 64% of U.S. places

Heat waves

7% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 6 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bethel flood?

FEMA's records show no paid flood insurance claims in Bethel.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bethel isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clermont County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Bethel

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bethel itself: aid to households, or repair grants to the Village of Bethel.

Brought FEMA money into BethelDeclared for Clermont County only

2008

Severe Wind Storm Associated With Tropical Depression Ike

$17K to the Village of Bethel for repairs

2008

Record Snow and Near Record Snow

$3K to the Village of Bethel for repairs

2004

Severe Winter Storms, Flooding, and Mudslides

$16K to the Village of Bethel for repairs

Clermont County has had 15 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bethel covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Bethel’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Bethel. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bethel total about $762K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.