Natural hazards · Berlin

Berlin, OH natural hazards

Most of the natural-hazard damage FEMA expects in Berlin comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 2003.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Berlin?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Berlin to be higher than in 4% of U.S. communities, mostly from inland flooding.

Inland flooding61%Tornadoes14%Hail8%Strong wind6%Everything else12%

By hazard

What Berlin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Well below average · higher than 9% of U.S. places

Recorded about once a year in the area

Tornadoes

14% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once every 41 years in the area

Hail

8% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 5 times a year in the area

Strong wind

6% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Berlin flood?

Every paid claim on a federal flood insurance policy in Berlin, from FEMA’s records.

2paid claims since 2003

$19Kpaid to owners

0homes flooded more than once

20032026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Berlin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mahoning County.

Disasters that hit Berlin

Federal disasters declared here

None of the disasters declared for Mahoning County shows FEMA aid or repair money reaching Berlin itself in FEMA’s records.

Brought FEMA money into BerlinDeclared for Mahoning County only

Mahoning County has had 9 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Berlin

Berlin and the towns around it

Very lowLowModerateHighVery high

Deerfieldmostly inland floodingVery low

Berlinmostly inland floodingVery low

Miltonmostly inland floodingVery low

Ellsworthmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Berlin covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Berlin’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Berlin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Berlin total about $839K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.