Natural hazards · Berkey

Berkey, OH natural hazards

Most of the natural-hazard damage FEMA expects in Berkey comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2011. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Berkey?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Berkey to be higher than in 56% of U.S. communities, mostly from inland flooding.

Inland flooding68%Tornadoes10%Drought8%Everything else14%

By hazard

What Berkey faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 88 years in the area

Drought

8% of expected damage

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Berkey flood?

Every paid claim on a federal flood insurance policy in Berkey, from FEMA’s records.

2paid claims since 2011

$9Kpaid to owners

0homes flooded more than once

20112026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Berkey isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lucas County.

Disasters that hit Berkey

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Berkey itself: aid to households, or repair grants to the Village of Berkey.

Brought FEMA money into BerkeyDeclared for Lucas County only

2006

Severe Storms, Tornadoes, Straight Line Winds, and Flooding

7 households applied for aid $7K aid approved

Lucas County has had 13 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Berkey is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Berkey’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Berkey. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.