Natural hazards · Benton

Benton, OH natural hazards

Most of the natural-hazard damage FEMA expects in Benton comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 8 claims here since 1985.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Benton?

36
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Benton to be higher than in 36% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding59%Tornadoes19%Strong wind7%Everything else16%
By hazard

What Benton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage
Below average · higher than 45% of U.S. places
Recorded about once every 2 years in the area

Tornadoes

19% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about once every 13 years in the area

Strong wind

7% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Benton flood?

Every paid claim on a federal flood insurance policy in Benton, from FEMA’s records.

8paid claims since 1985
$58Kpaid to owners
0homes flooded more than once
19852026
of all homes
are insured
No community discount. Benton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Paulding County.
Disasters that hit Benton

Federal disasters declared here

None of the disasters declared for Paulding County shows FEMA aid or repair money reaching Benton itself in FEMA’s records.

Brought FEMA money into BentonDeclared for Paulding County only
Paulding County has had 10 natural disasters declared since 1953, most often severe storms and floods.
Around Benton

Benton and the towns around it

Harrison: Low, mostly inland floodingTully: Low, mostly inland floodingBlue Creek: Low, mostly inland floodingJackson: Very low, mostly inland floodingPaulding: Moderate, mostly inland floodingCarryall: Moderate, mostly inland floodingMaumee: Low, mostly inland floodingUnion: Low, mostly inland floodingHarrison: Moderate, mostly inland floodingLatty: Moderate, mostly inland floodingJefferson: Very low, mostly inland floodingMonroe: Low, mostly inland floodingBenton: Low, mostly inland flooding BentonHarrisonTullyBlue CreekJackson
Very lowLowModerateHighVery high
Bentonmostly inland floodingLow
Harrisonmostly inland floodingLow
Tullymostly inland floodingLow
Blue Creekmostly inland floodingLow
Jacksonmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Benton covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Benton’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Benton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Benton total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01