Natural hazards · Belle Valley

Belle Valley, OH natural hazards

Most of the natural-hazard damage FEMA expects in Belle Valley comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 81 claims here since 1980. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Belle Valley?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Belle Valley to be higher than in 43% of U.S. communities, mostly from inland flooding.

Inland flooding79%Tornadoes6%Everything else15%

By hazard

What Belle Valley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 51% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Belle Valley flood?

Every paid claim on a federal flood insurance policy in Belle Valley, from FEMA’s records.

81paid claims since 1980

$1.4Mpaid to owners

9homes flooded more than once

19802026

Biggest named events

Tropical Storm Ivan: 22 claims, $266K
Hurricane Ida: 1 claim, $8K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Belle Valley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Noble County.

What’s been done with FEMA grants

15homes raised above flood level

5flood-prone properties bought out and cleared

Disasters that hit Belle Valley

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Belle Valley itself: aid to households, or repair grants to the Village of Belle Valley.

Brought FEMA money into Belle ValleyDeclared for Noble County only

2004

Severe Storms and Flooding

43 households applied for aid $138K aid approved

Noble County has had 14 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Belle Valley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Belle Valley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Belle Valley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.