Natural hazards · Beaver

Beaver, OH natural hazards

Most of the natural-hazard damage FEMA expects in Beaver comes from inland flooding, and overall the risk is very low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Beaver?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Beaver to be higher than in 8% of U.S. communities, mostly from inland flooding.

Inland flooding70%Tornadoes8%Heat waves6%Strong wind6%Everything else10%

By hazard

What Beaver faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once every 19 years in the area

Heat waves

6% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 5 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Beaver flood?

FEMA's records show no paid flood insurance claims in Beaver.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Beaver isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pike County.

Disasters that hit Beaver

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Beaver itself: aid to households, or repair grants to the Village of Beaver.

Brought FEMA money into BeaverDeclared for Pike County only

2004

Severe Winter Storms, Flooding, and Mudslides

28 households applied for aid $40K aid approved

2003

Severe Storms and Flooding

31 households applied for aid $77K aid approved

2003

Severe Winter Storm and Record/Near Record Snow

58 households applied for aid $58K aid approved

Pike County has had 14 natural disasters declared since 1953, most often severe storms and floods.

Around Beaver

Beaver and the towns around it

Very lowLowModerateHighVery high

Beavermostly inland floodingVery low

Marionmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Beaver is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Beaver’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Beaver. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.