Beallsville is calmer than 70% of U.S. communities
Most of the natural-hazard damage FEMA expects in Beallsville comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.
What stands out about Beallsville’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
How exposed is Beallsville?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 30% of U.S. communities, mostly from inland flooding.
Calmer than 1,297 of the 2,573 Ohio towns we cover.
Beallsville is smaller than a census tract, so it shares the figures of the tract around its center.
Does Beallsville flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Beallsville. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Beallsville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Monroe County.What Beallsville faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Inland flooding
Lightning
Tornadoes
2 federal disasters brought FEMA money to Beallsville
Disasters that paid out in Beallsville itself (aid to households or repair grants to the Village of Beallsville) and its biggest flood years.
- 2004Severe Storms and Flooding9 households applied for aid$23K aid approved
- 2003Severe Winter Storm and Record/Near Record Snow$4K to the Village of Beallsville for repairs
Monroe County has had 18 natural disasters declared since 1953, most often severe storms and floods.
Old photos of Beallsville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Beallsville archive →Get ready for what Beallsville actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- When thunder roars, go indoors.
- Wait 30 minutes after the last thunder.
- Unplug electronics before the storm.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Most disasters here begin in June–August
The month each of Monroe County’s 18 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Beallsville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Beallsville.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels.
Storm stories
Memories, warnings and help from neighbors in Beallsville.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.