Natural hazards · Beachwood

Beachwood, OH natural hazards

Most of the natural-hazard damage FEMA expects in Beachwood comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 9 claims here since 1978. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Beachwood?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Beachwood to be higher than in 4% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding57%Cold waves18%Tornadoes16%Everything else9%

By hazard

What Beachwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Well below average · higher than 15% of U.S. places

Recorded about 3 times a year in the area

Cold waves

18% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

16% of expected damage

Above average · higher than 61% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Beachwood flood?

Every paid claim on a federal flood insurance policy in Beachwood, from FEMA’s records.

9paid claims since 1978

$29Kpaid to owners

0homes flooded more than once

19782026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Beachwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cuyahoga County.

Disasters that hit Beachwood

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Beachwood itself: aid to households, or repair grants to the City of Beachwood.

Brought FEMA money into BeachwoodDeclared for Cuyahoga County only

2006

Severe Storms, Tornadoes, Straight Line Winds, and Flooding

16 households applied for aid $7K aid approved

2004

Severe Storms and Flooding

13 households applied for aid $964 aid approved

2003

Tornadoes, Flooding, Severe Storms, and High Winds

150 households applied for aid $157K aid approved

Cuyahoga County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Beachwood

Beachwood and the towns around it

Very lowLowModerateHighVery high

Shaker Heightsmostly inland floodingModerate

Highland Hillsmostly inland floodingVery low

Pepper Pikemostly inland floodingVery low

University Heightsmostly inland floodingVery low

Orangemostly inland floodingVery low

Woodmeremostly inland floodingVery low

Lyndhurstmostly inland floodingVery low

Beachwoodmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Beachwood covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Beachwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Beachwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Beachwood total about $3.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.