Bay, OH housing market
Home prices around Bay have risen about 63% over the past 5 years.
Home values, sales, trends and how Bay compares with the towns next door — updated as new data is published.
Home prices up 63% in 5 years
The federal house price index for the ZIP codes around Bay rose 63% over the past 5 years, faster than across Ohio (53%). Last year prices rose 9.7%. Carrying the Census median home value forward with that index puts the typical Bay home at roughly $287,000 today.
Show as a table
| Year | Change that year | Since 2000 | Ohio since 2000 |
|---|---|---|---|
| 2025 | +9.7% | +116% | +106% |
| 2024 | +6.3% | +97% | +97% |
| 2023 | +12% | +85% | +84% |
| 2022 | +14% | +65% | +70% |
| 2021 | +9.3% | +44% | +50% |
| 2020 | +3.3% | +32% | +35% |
| 2019 | +2.4% | +28% | +29% |
| 2018 | +9.4% | +25% | +23% |
| 2017 | +1% | +14% | +16% |
| 2016 | +5.4% | +13% | +11% |
| 2015 | +0.1% | +7.2% | +6.7% |
| 2014 | +2.6% | +7% | +3.1% |
| 2013 | −0.5% | +4.3% | −0.2% |
| 2012 | −2.9% | +4.8% | −0.4% |
| 2011 | −0.6% | +7.9% | +1.3% |
| 2010 | −3.9% | +8.6% | +5.1% |
| 2009 | −1.6% | +13% | +8.9% |
| 2008 | −2.9% | +15% | +12% |
| 2007 | −5.9% | +18% | +15% |
| 2006 | +5.2% | +26% | +17% |
| 2005 | +2.4% | +19% | +16% |
| 2004 | +3.4% | +17% | +12% |
| 2003 | +2.7% | +13% | +8.5% |
| 2002 | +2.2% | +9.8% | +6.7% |
| 2001 | +7.4% | +7.4% | +4.3% |
| 2000 | — | — | — |
Federal Housing Finance Agency House Price Index (annual, developmental) for ZIP codes 43452, 43449, weighted by land area. It tracks repeat sales and appraisals of the same homes, so it shows how prices changed, not what homes cost. The estimated value scales the Census (ACS 2020-2024) median home value by that change.
Bay and its neighbors
| Town | Typical value | 1-yr change | 2-bed rent | Median income |
|---|---|---|---|---|
| Bay | — | +9.7%† | $1,090 | $65,375 |
| Port Clinton | $283K | +1.9% | $1,100 | $60,909 |
| Erie | — | +10.8%† | $1,100 | $50,046 |
| Salem | — | +4.6%† | $1,070 | $61,962 |
| Portage | — | +10.8%† | $1,100 | $85,325 |
† FHFA price index change, where Zillow has no home value for the town.
2.5 years of income
The typical Bay home costs about 2.5 years of the town's median household income, less than across Ohio (3.5 years).
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,090
HUD's Fair Market Rent for a two-bedroom in Bay is $1,090 a month, utilities included: roughly what a modest, recently rented unit costs. A two-bedroom takes about 20% of the town's median household income.
Studio $800 · 4 bedrooms $1,680
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (43449, 43452; Ottawa County, OH HUD Metro FMR Area), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Recent listings in Bay
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.