Natural hazards · Bailey Lakes

Bailey Lakes, OH natural hazards

Most of the natural-hazard damage FEMA expects in Bailey Lakes comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bailey Lakes?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bailey Lakes to be higher than in 10% of U.S. communities, mostly from inland flooding.

Inland flooding54%Tornadoes13%Hail8%Strong wind7%Cold waves5%Everything else13%

By hazard

What Bailey Lakes faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Well below average · higher than 12% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

13% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 24 years in the area

Hail

8% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 4 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Cold waves

5% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bailey Lakes flood?

FEMA's records show no paid flood insurance claims in Bailey Lakes.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bailey Lakes isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ashland County.

Disasters that hit Bailey Lakes

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Bailey Lakes itself: aid to households, or repair grants to the Village of Bailey Lakes.

Brought FEMA money into Bailey LakesDeclared for Ashland County only

2004

Severe Winter Storms, Flooding, and Mudslides

$1K to the Village of Bailey Lakes for repairs

Ashland County has had 9 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bailey Lakes is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bailey Lakes’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Bailey Lakes. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.