Natural hazards · Avon

Avon, OH natural hazards

Most of the natural-hazard damage FEMA expects in Avon comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 24 claims here since 2005.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Avon?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Avon to be higher than in 15% of U.S. communities, mostly from inland flooding.

Inland flooding68%Tornadoes12%Cold waves7%Everything else13%

By hazard

What Avon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Below average · higher than 30% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

12% of expected damage

Above average · higher than 62% of U.S. places

Cold waves

7% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Avon flood?

Every paid claim on a federal flood insurance policy in Avon, from FEMA’s records.

24paid claims since 2005

$249Kpaid to owners

6homes flooded more than once

20052026

Biggest named events

Late winter storms: 9 claims, $110K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Avon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lorain County.

What’s been done with FEMA grants

4flood-prone properties bought out and cleared

1storm safe rooms built

Disasters that hit Avon

Federal disasters declared here

None of the disasters declared for Lorain County shows FEMA aid or repair money reaching Avon itself in FEMA’s records.

Brought FEMA money into AvonDeclared for Lorain County only

Lorain County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Avon

Avon and the towns around it

Very lowLowModerateHighVery high

North Ridgevillemostly inland floodingVery low

Avonmostly inland floodingVery low

Westlakemostly inland floodingVery low

Avon Lakemostly inland floodingVery low

Sheffieldmostly inland floodingVery low

Bay Villagemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Avon covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Avon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Avon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Avon total about $6.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.