Natural hazards · Atwater

Atwater, OH natural hazards

Most of the natural-hazard damage FEMA expects in Atwater comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2006. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Atwater?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Atwater to be higher than in 6% of U.S. communities, mostly from inland flooding.

Inland flooding61%Tornadoes11%Hail9%Strong wind6%Everything else13%

By hazard

What Atwater faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about once a year in the area

Tornadoes

11% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once every 82 years in the area

Hail

9% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 5 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Atwater flood?

Every paid claim on a federal flood insurance policy in Atwater, from FEMA’s records.

1paid claims since 2006

$2Kpaid to owners

0homes flooded more than once

20062026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Atwater isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Portage County.

Disasters that hit Atwater

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Atwater itself: aid to households, or repair grants to the Township of Atwater.

Brought FEMA money into AtwaterDeclared for Portage County only

2004

Severe Storms and Flooding

28 households applied for aid $52K aid approved

2003

Tornadoes, Flooding, Severe Storms, and High Winds

20 households applied for aid $19K aid approved

Portage County has had 8 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Atwater

Atwater and the towns around it

Very lowLowModerateHighVery high

Deerfieldmostly inland floodingVery low

Randolphmostly inland floodingVery low

Atwatermostly inland floodingVery low

Edinburgmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Atwater covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Atwater’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Atwater. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Atwater total about $452K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.