Natural hazards · Arcadia

Arcadia, OH natural hazards

Most of the natural-hazard damage FEMA expects in Arcadia comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2011.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Arcadia?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Arcadia to be higher than in 45% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding51%Tornadoes17%Hail13%Cold waves7%Everything else12%

By hazard

What Arcadia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once a year in the area

Tornadoes

17% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 70 years in the area

Hail

13% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 3 times a year in the area

Cold waves

7% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Arcadia flood?

Every paid claim on a federal flood insurance policy in Arcadia, from FEMA’s records.

2paid claims since 2011

$27Kpaid to owners

0homes flooded more than once

20112026

Biggest named events

Late winter storms: 1 claim, $9K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Arcadia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hancock County.

Disasters that hit Arcadia

Federal disasters declared here

None of the disasters declared for Hancock County shows FEMA aid or repair money reaching Arcadia itself in FEMA’s records.

Brought FEMA money into ArcadiaDeclared for Hancock County only

Hancock County has had 11 natural disasters declared since 1953, most often severe storms and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Arcadia is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Arcadia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Arcadia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.