Natural hazards · Apple Creek

Apple Creek, OH natural hazards

Most of the natural-hazard damage FEMA expects in Apple Creek comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 7 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Apple Creek?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Apple Creek to be higher than in 31% of U.S. communities, mostly from inland flooding.

Inland flooding66%Tornadoes11%Hail6%Everything else18%

By hazard

What Apple Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once a year in the area

Tornadoes

11% of expected damage

Above average · higher than 69% of U.S. places

Hail

6% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Apple Creek flood?

Every paid claim on a federal flood insurance policy in Apple Creek, from FEMA’s records.

7paid claims since 1978

$107Kpaid to owners

2homes flooded more than once

19782026

Biggest named events

Late winter storms: 1 claim, $5K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Apple Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wayne County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Apple Creek

Federal disasters declared here

None of the disasters declared for Wayne County shows FEMA aid or repair money reaching Apple Creek itself in FEMA’s records.

Brought FEMA money into Apple CreekDeclared for Wayne County only

Wayne County has had 8 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Apple Creek is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Apple Creek’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Apple Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.