Natural hazards · Adams

Adams, OH natural hazards

Most of the natural-hazard damage FEMA expects in Adams comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Adams?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Adams to be higher than in 41% of U.S. communities, mostly from inland flooding.

Inland flooding73%Tornadoes8%Everything else19%

By hazard

What Adams faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 23 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Adams flood?

FEMA's records show no paid flood insurance claims in Adams.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Adams isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Coshocton County.

Disasters that hit Adams

Federal disasters declared here

None of the disasters declared for Coshocton County shows FEMA aid or repair money reaching Adams itself in FEMA’s records.

Brought FEMA money into AdamsDeclared for Coshocton County only

Coshocton County has had 13 natural disasters declared since 1953, most often severe storms and floods.

Around Adams

Adams and the towns around it

Very lowLowModerateHighVery high

Adamsmostly inland floodingModerate

White Eyesmostly inland floodingModerate

Salemmostly inland floodingLow

Bucksmostly inland floodingVery low

Oxfordmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Adams is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Adams’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Adams. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.