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Natural hazards · Youngstown

Youngstown, NY natural hazards

Most of the natural-hazard damage FEMA expects in Youngstown comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 2017. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Youngstown?

22
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Youngstown to be higher than in 22% of U.S. communities, mostly from inland flooding.

Inland flooding82%Cold waves6%Everything else12%
By hazard

What Youngstown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

82% of expected damage
Above average · higher than 52% of U.S. places
Recorded about once a year in the area

Cold waves

6% of expected damage
Below average · higher than 48% of U.S. places
Recorded about 3 times a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Youngstown flood?

Every paid claim on a federal flood insurance policy in Youngstown, from FEMA’s records.

3paid claims since 2017
$22Kpaid to owners
1homes flooded more than once
20172026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Youngstown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Niagara County.
Disasters that hit Youngstown

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Youngstown itself: aid to households, or repair grants to the Village of Youngstown.

Brought FEMA money into YoungstownDeclared for Niagara County only
2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$11K to the Village of Youngstown for repairs
2004

Severe Storms and Flooding

1 household applied for aid $2K aid approved
2000

Severe Storms and Flooding

$25K to the Village of Youngstown for repairs
1999

Snow

$2K to the Village of Youngstown for repairs
Niagara County has had 19 natural disasters declared since 1953, most often winter storms and floods.
Around Youngstown

Youngstown and the towns around it

Porter: Very low, mostly inland floodingLewiston: Very low, mostly inland floodingWilson: Very low, mostly inland floodingYoungstown: Low, mostly inland flooding YoungstownPorter
Very lowLowModerateHighVery high
Youngstownmostly inland floodingLow
Portermostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Youngstown is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Youngstown’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Youngstown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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